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FASB 91 loan fee income and expense amortization calculator Calculate effective interest rate and generate an income or expense recognition schedule determined by P&I payment Interest only Balloon Constant principal payment Payment periods: Monthly Quarterly Semi-annual Annual Scroll down for highlights and price page |
Hard to find FASB 91 Software supporting Windows 7,10,11 |
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About the software …. Windows Operates on laptop, PC, workstations, network sharing devices and Cloud based systems running Windows. Developed in Microsoft .NET Framework Visual Studio within Azure. Macs Operates on Macs with Parallels. Parallels is a third party app that allows Macs to run Windows software. |
Need to calculate all loans at the same time?
View FASB 91 software to calculate a loan file
Import a loan file to the software and
generate all monthly accounting reports.
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Loan Fees Amortization Calculator FASB 91 amortization schedules for one loan at a time Also see these pages to calculate an entire file: FASB 91 mortgage and other types of loan files calculation page FASB 91 dealer fees, indirect lending file calculation page FASB 91 MBS, CMO, LSBO, syndicated loan packages page FASB 91 loan fee income and expense amortization schedules Applicable for • Residential, commercial, consumer, auto, indirect .... • Amortizing, interest only, balloon, fixed rate, zero rate, actual term, average portfolio life Loan Calculator input • Principal (original loan amount or balance) - Fixed rate - Adjustable - Amortizing - Interest only (non-amortizing) - Balloon • Note rate • Payment (leave blank for system to calculate as non amortizing, "interest only") • Term Input any three of the above and the software can solve for the unknown. • Fees - Income - Cost (expense) origination charges, dealer fees .... - Both. When both are present, software determines the "net amount" to amortize. Or, run two pure schedules. One for fee income, a second for costs. • Monthly, quarterly, semi-annual, annual payment frequency (button selection) Additionally available entries: • Balloon term (callable, average life) If entered, Payment can be blank and the software will calculate an interest only payment amount • Reprice After A future point to reprice an adjustable loan • Reprice By An amount by which to increase or decrease the Note rate Calculator output • Effective interest rate - Calculated by the software - Applicable to fixed rate, adjustable, interest only and balloon loans • Determination of deferred fee amount to amortize as: - Income only (up front charges and fees for a lender) - Cost only (origination expenses, up front charges and fees for a borrower) - A "net" fee derived by subtracting the smaller from the larger • FASB 91 amortization schedule: - Accrued monthly interest at note rate - Monthly interest at effective rate on loan balance plus or minus remaining deferred fee balance - Deferral recognition (difference between stated and effective interest rates) - Accumulated - Deferral balance (remaining fee to be amortized) - Book value, carrying amount • With output results - View, print and copy, paste to Excel or other spreadsheet program |
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Price • Stand alone and network sharing software prices. • Click to open and view price page FASB 91 software for a file with hundreds, thousands of loans: View this page to calculate a loan file under FASB 91. Questions? 1-800-245-8444 or email Support@fdssi.com |